Farnam Street Financial (“Farnam”) is committed to presenting a rich Internet experience while protecting your privacy.  We therefor provide this Privacy Policy to disclose our information collection, utilization, and sharing practices for this website.  This Privacy Policy applies to any website, or mobile application that includes, attaches, references, or links to this Privacy Policy.  Unless explicitly provided herein, this Privacy Policy does not apply to the practices of companies that Farnam does not own or control or to people that Farnam does not employ or manage.  If you do not agree to these terms, do not access the Farnam website or other related services.     

Any questions or comments about this policy should be directed to privacy@farnamstreet.net 

Types and Uses of Information Collected from You

Farnam collects a variety of information in several ways.

Personal Information - Generally, you can visit our site without revealing any personal information about yourself. At times, though, we may need information about you. Unless otherwise indicated, the information we request is optional.

Our site collects information from our web forms that may be displayed on our website. At these places, we ask you to give us contact information (like name, title, email address, business name, and subject of interest along with an ability to state a message).  Please do not submit to us personal health information, financial information, or other sensitive information that is subject to specific privacy and confidentiality rules or regulations. 

•     We may use your personal information to send you information about our company and its products and services including without limitation to provide you with products and services you have expressed interest in and/or purchased.  We may also use your personal information to send you promotional material from other businesses doing business with us such as from our Strategic Partners. 

•    Farnam reserves the right to contact you regarding changes to the website Terms of Use, this Privacy Policy, and other matters relevant to the website.

Links

We may keep track of how you interact with links across our services, including our email notifications. We do this to help improve our services and to be able to analyze aggregate click statistics such as how many times a particular link was clicked on.  This website may contain links to other websites. We are not responsible for the privacy practices or the content of these other sites. You should check the privacy policies of these other websites when providing personally identifiable information.   

Information From Your Computer – Through our third party service providers, our site may recognize information about your computer, such as the browser, operating system, IP address, country, date and time of visit, whether you are using a mobile device, referring websites, the search engine queries you used to get to our website, the pages of our website you visit and your activities on our website. This information is used for a variety of purposes to improve our website and its content, including without limitation to gather broad demographic data, identify trends and statistics, help diagnose problems with our server, and to administer our website. We normally do not link IP addresses to any personally identifiable information; however, when we feel it is necessary to enforce compliance with our terms of service or to protect our service, site, customers, visitors, or others, we may use IP addresses to identify a visitor.

Cookies - Our site uses "cookies" to provide information on your computer. Cookies are pieces of data that a website can send to your browser, which may then be stored on your hard drive.  We use both session and persistent cookies through our third party service providers as described below.  Cookies save your preferences while you are at our site, and we may use them to provide you with tailored information. Cookies help us, among other things, to determine which areas of our site are popular by tracking hits to those areas. By modifying your browser preferences, you have the choice to accept cookies, to be notified when a cookie is sent, or to reject cookies.

Third-Party Service Providers  - Farnam may use a variety of third-party services to help provide our services, such as hosting our website and mobile application services, and to help us understand the use of our services, such as through Google Analytics, Google AdWords Conversion Tracking, and Squarespace Metrics. These third-party service providers may collect, store, and share information as further dictated by the privacy policies of those third parties.  You may view the types of information collected by Squarespace Metrics by visiting http://help.squarespace.com/guides/using-squarespace-metrics.  Google, Inc. may utilize the data collected to track and examine the use of this website, to prepare reports on its activities and share them with other Google, Inc. services.  Google, Inc.  may also use the Data collected to contextualize and personalize the ads of its own advertising network. You may view Google’s privacy policy here:  http://www.google.com/intl/en/policies/privacy/, with more information located here:  http://www.google.com/policies/privacy/partners/ and here:  https://support.google.com/analytics/answer/6004245?hl=en.  You may opt out of Google Analytics data as instructed here:  https://tools.google.com/dlpage/gaoptout/.

Web Beacons - Farnam may employ Web beacons (also called single-pixel gifs), which are customized links or similar technologies, on the website and when sending you messages, newsletters, or promotional emails or in using third party service providers. Web beacons allow Farnam to (a) determine whether you have opened, or acted upon, a promotional email and which links you have clicked on in order to deliver to you more focused communications and other content, (b) allow Farnam to count the number of users who have visited certain webpages and effectively deliver services, and (c) enable Farnam to compile aggregated statistics and determine the efficacy of promotions by using Web beacons from third parties, without allowing such third parties to use Web beacons to collect or access your Personal Information.

Access to Personal Information for Reviewing, Editing, and/or Removing 

If you wish to discuss this Privacy Policy and the information we collect, you may contact us at fsfiws@farnamstreet.net. At this time Farnam may not be able to specifically identify information it has collected about you for your review, editing, or removal from its databases.

Sharing of Your Information

We may engage third party service providers, consultants, and independent contractors to perform functions and provide services for us including without limitation those third party service providers mentioned in this Privacy Policy.  We may share the information we collect through our website to these service providers so that they can perform services for us in relation to the website.

Farnam will not sell, rent or lease your information to others without your consent, except as provided in this Privacy Policy. In general, the information you provide will be used to support your customer relationship with Farnam and to enhance and improve our website, products, and services. 

In addition to the situations described above, we may disclose visitor information in special instances when we have reason to believe disclosing this information is necessary to identify, contact, or bring legal action against someone who may be causing injury to or interfering with Farnam’s rights or property, other website visitors, or anyone else. We may disclose visitor information when subpoenaed, for government investigations, and when we otherwise believe in good faith that the law requires it.

Other Information Practices

Security

Farnam cannot and does not ensure or warrant the security of any information you transmit to us or from our online products or services. You transmit information to us at your own risk.

Business Transfers

In the event that Farnam is involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred as part of that transaction. The promises in this Privacy Policy will apply to your information as transferred to the new entity.

Do Not Track

Presently Farnam’s website does not honor “do not track” settings on web browsers and does not offer you the opportunity to request that Farnam not track your use of its services except as otherwise stated in this Privacy Policy. 

Changes to this Policy

We may revise this Privacy Policy from time to time. The most current version of the policy will govern our use of your information and will always be at www.farnamstreet.net/privacy-policy. Please check this url often for changes. By continuing to access or use the website after those changes become effective, you agree to be bound by the revised Privacy Policy.

Subject to Terms of Use

This Privacy Policy is subject to the terms set forth in the Farnam Terms of Use (located here) including without limitation all provisions regarding warranty disclaimers, limits of liability, and dispute resolution mechanisms such as the jurisdiction and forum provisions. 

Contacting Us

If you have any questions about this privacy policy or the practices of this site, please contact: privacy@farnamstreet.net

Effective Date: March 17th, 2015.

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